LinkPoint Fraud FlexDetect

The Fraud FlexDetect℠ solution is an innovative, effective fraud detection and management tool fully integrated into the authorization flow. Our solution provides a comprehensive approach to efficiently address fraud without limitations on the key elements that make fraud prevention tools most effective.

With countless practices, procedures, and providers available to help card-not-present merchants mitigate fraud attempts, merchants can become overwhelmed in developing a customized fraud prevention strategy that strikes the right balance between control and delegation of fraud prevention activities.

Fraud Solution Advantages

• Add real-time fraud scoring without negatively impacting authorization response speed or system flexibility.
• Leverage the latest sophistication in identifying fraud trends and validating suspicious transactions without additional integration efforts.
• Optimize sales, control costs and minimize risk through customization of both automated rules and manual review processes.
• Gain efficiency through consolidated visibility into order and chargeback details along with easy access to issuer, customer, third party, and historical data.

Features & Benefits

• Minimize IT effort and maintenance
  • Fully integrated into the existing real-time or batch authorization stream.
  • Subsequent transactional updates communicated by CardConnect.
  • Authorization reversal automatically triggered for rejected transactions.
• Processor infrastructure must allow for unique merchant data and existing processes
  • Non-payment data like open text fields, failed attempts, and loyalty details can be sent in the authorization message.
  • Fraud Score Only transaction type can send data into Fraud FlexDetect interface without impacting the issuer or authorization.
  • Built to complement Verified by Visa, MasterCard SecureCode, and TransArmor data.
• Ability to easily adapt to new fraud patterns
  • Real-time flexible rule interface, completely customizable by the merchant user.
  • Analysis and trends easily detected through best in class linkage, reporting and visualization tools.
• Access to the latest, most sophisticated detection tools
  • IP Geolocation, Shared Database access, and Device Fingerprinting come standard.
  • 8 additional validation services available (without IT effort) depending on merchant needs.
  • Ability to add validation features as Accertify makes them available.
• Full control and customization of scoring rules and manual review procedures
  • Full edits for layout, screen views, roles, rulesets, and weight of scoring.
  • All transactions eligible for scoring (including alternative payments, soft declines, and $0 authorizations) or just certain groups.
  • Custom test environment to evaluate and analyze rules before production.
• Simple, user-friendly implementation and set-up
  • Personalized Fraud Implementation Manager will help test, certify, and train users.
• Visibility into the life cycle of the transaction
  • Chargeback and retrieval data automatically uploaded daily into the Fraud FlexDetect database.
  • Analysis and Performance Reporting cover the fraud management process from end to end.